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Terms of Use (‘Terms’)

This page sets forth the terms and conditions under which International General Insurance Holdings. Ltd. ("IGI Group," or "we") provide the information on this website (the “Website”), as well as the terms and conditions governing your use of this Website. The Website is intended to give you a means of gathering information about IGI Group, its services and products. By using this Website, you agree to be bound by the terms and conditions that appear here. The terms and conditions may be updated at any time without notice. Changes to the terms and conditions take effect when posted to the web site. Please read these terms and conditions carefully before you start to use the Website. If at any time you do not accept the terms and conditions, do not access the web site or any of its pages. We may terminate, change, suspend or discontinue any aspect of the web site, including the availability of any features of the web site, at any time.

Intellectual Property Rights

All contents in this Website including website layout and design, images, text, know-how and all other information are the property of IGI Group and is protected by copyright and other intellectual property laws unless otherwise indicated. All materials including names, trademarks, and logos posted on the website are subject to intellectual property rights owned by IGI Group and its licensors and may be registered in jurisdictions across the world. Any reproducing, copying, displaying, distributing, modifying, publishing, printing, creating derivative works from or selling or licensing all or any part of the contents obtained from this website in any form or medium to anyone, created or compiled as database, collection or compilation, stored in a retrieval system, transmitted, translated into any foreign languages or otherwise used in form whatsoever by any means electronic, mechanical, photocopying, scanning, recording, or otherwise is prohibited without the written permission of IGI Group. All registered trademarks, names, logo and similar related materials used on any IGI Group Website pages, even when not marked as such, are not to be considered unprotected by law. All rights are reserved

Subject to any prohibitions stated on third-party websites accessible via hyperlinks on the website, you may view the content published on this website and are welcome to print hard copies of material on it for your personal or internal business purposes. You are also entitled to download certain files from this website made available for this purpose, which you may then use for your personal or internal business purposes. All other copying is strictly prohibited.

Press Releases

All press releases on this website speak only as of their original dates. These materials were, to the best of IGI Group's knowledge, timely and accurate when issued. However, the passage of time can render information obsolete, and you should not rely on the continued accuracy of any such material beyond the date of issuance.

IGI Group does not assume any duty of disclosure beyond that which is imposed by law and, except as required by law, expressly disclaims any responsibility to update any information set forth in its filings with its relevant regulators or contained in the other materials provided on this website. You should carefully check the dates of issuance of the materials contained on this website.

Disclaimer and Legal

The contents of this Website are intended only to provide information about IGI Group, products and services and should not be used as a substitute for obtaining professional advice, if this would be appropriate, or otherwise relied upon. Whilst we endeavour to keep this Website constantly available and error free, no guarantee can be given that this will always be the case. We provide no warranties or guarantees as to the availability, completeness or accuracy of this Website. We reserve the right to alter the format or content of this Website at any time, suspend it, withhold or otherwise deny or terminate access to this Website. We also reserve the right to change the contents of this Notice at any time.

IGI Group reserves the right to refuse to provide any product or service, at its absolute discretion. If any link is provided from this Website to any third party site, we take no responsibility for the contents of that site. No link may be made to this site without our prior written consent.

This Website and all use of it is governed by English Law. Disputes arise connected with you using this Website shall be resolved through the exclusive jurisdiction of the English courts.

Limitation of Liability and Indemnity

Nothing in these Terms shall act to exclude or limit IGI Group liability for (i) death or personal injury resulting from its negligence; (ii) fraud or fraudulent misrepresentation; (c) any other liability which may not be excluded or limited by the applicable law. Your statutory rights as a consumer are not affected by any of these Terms.

The limitations and exclusions of liability set out in this Section and elsewhere in these terms of use: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the terms of use or in relation to the subject matter of the terms of use.

IGI Group shall not be liable (whether for breach of contract, negligence or for any other reason) for any loss of profits, exemplary or special damages, loss of sales, loss of revenue, loss of goodwill, loss of any software or data, loss of bargain, loss of opportunity, loss of use of computer equipment, software or data, loss of or waste of management or other employees time, or for any indirect, consequential or special loss, however arising.

You agree that your use of the Website is on an “as is” and “as available” basis and that your use of the Website is at your own risk. On that basis, except as expressly stated in these Terms, the information is provided without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices. You are responsible for evaluating the accuracy, completeness or usefulness of any information, advice or other content available on this Website.

You accept that IGI Group has an interest in limiting the personal liability of our officers and employees.  Having regard to that interest, you accept that we are a limited liability entity and agree that you will not bring any claim personally against individual officers or employees in respect of any losses you suffer in connection with the website or these terms of use.  This will not, of course, limit or exclude the liability of IGI Group itself for the acts and omissions of our officers and employees. 

IGI Group expressly disclaims any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, special, incidental or consequential damages, losses or expenses arising in connection with your use of or inability to use this Website or any other Website linked to this Website, or in connection with any failure of performance, error, omission, interruption, virus, defect, or delay in operation or transmission, even if we are aware of the same.


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